Instant Online Pre-Approval
  • Minimum Fuss - Instant Online Pre-Approval
  • Pay Less - Rates are Cheaper than Most
  • No Deposit - 100% Finance is Available
  • Drive Your New Car Tomorrow - Quick Settlement
It will only take minutes to
pre-approve your application.

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Bad credit car loan applications can only be taken over the phone. To allow us to better understand your circumstances and increases the chance of approval, please call now to speak to one of our lending specialists.

1300 198 061

Mon-Fri, 9am-6pm

If you can't talk to us right now - schedule a callback

We maintain a strict "no-spam" policy. Your information will be used solely for the purpose of processing your enquiry.

Easy Car Finance for Business

If you are shopping around for a business car loan, the chances are that you have already read about various commercial car finance products available on the market.

Don't be confused and don't waste your time on trying to understand the difference between commercial hire purchase and chattel mortgage, at the end of the day it all comes down to tax benefits. Simply call to your accountant, who should be able to recommend the type of car finance that will most suit your business.

Commercial car finance is our specialty. When dealing with Car Loans 24/7, you can be assured that you will receive a high quality service and a finance solution structured to you best advantage.

Simply call us on 1300 587 994 (9am-6pm; Mon-Fri) or fill in the form on the right and one of our consultants will contact you at your convenience.

What Are Your Options?

Getting a business car loan is much easier that getting consumer car finance and there are few options depending on your circumstances.

"No Financials" Business Car Loan

You are replacing/refinancing an existing car loan

You will NOT be required to supply financial statements if the following criteria are satisfied:

  • You are replacing/refinancing an existing car loan*,
  • The new loan amount does not exceed 120% of the original loan amount of the contract being replaced/refinanced OR the new monthly payment does not exceed 120 % of the monthly payment on the contract being replaced/refinanced,
  • The existing car finance contract has been established for a minimum of 18 months,
  • You have a satisfactory CRAA (credit rating) report

*) Commercial car loan to be replaced may be current or recently paid out (within the last 6 months).

For a quick approval simply fill in the form on the right.

Express Business Car Loan - Equity

You are a property owner with minimum of $100,000 equity

You will NOT be required to supply financial statements if the following guidelines are met:

  • You are a property owner with minimum of $100,000 equity*
  • Maximum loan amount (including all fees and charges) is $70,000
  • You are buying a new or used car up to 4 years old
  • You are buying a car from a licensed dealership (no private sales)
  • Your business is registered for ABN for a minimum of 24 months
  • The car must be predominantly used (greater than 51%) for business purposes
  • You have a satisfactory CRAA (credit rating) report

*) Your property will not be used as a security, but we will need to verify the equity.

For a quick approval simply fill in the form on the right.

Express Business Car Loan - Deposit

You will be paying a minimum 30% deposit

You will NOT be required to supply financial statements if the following guidelines are met:

  • Minimum 30% deposit is required*
  • Maximum loan amount (including all fees and charges) is $70,000 after deposit
  • You are buying a new or used car up to 4 years old
  • You are buying a car from a licensed dealership (no private sales)
  • Your business is registered for ABN for a minimum of 24 months
  • The car must be predominantly used (greater than 51%) for business purposes
  • You have a satisfactory CRAA (credit rating) report

*) If you have a fully paid off trade in car valued at or over 30% of the new car value, you can use it as a deposit equivalent.

For a quick approval simply fill in the form on the right.

Regular Business Car Loan

If none of the above options suits you, then this product is for you

If none of the above options suits you, you will be required to supply your business financial statements for 2 full FY and up to date financial statement for the current FY.

You also must have a satisfactory CRAA (credit rating) report and use the car predominantly (greater than 51%) for business purposes.

For a quick approval simply fill in the form on the right.

For Bad Credit Car Finance for your business, please call 1300 198 061.