Instant Online Pre-Approval
  • Pay Less - Rates are Cheaper than Most
  • No Deposit - 100% Finance is Available
  • Maximum Efficiency - 9/10 Applications Approved
  • No Obligation - The Decision is Yours
It will only take minutes to
pre-approve your application.

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Bad credit car loan applications can only be taken over the phone. To allow us to better understand your circumstances and increases the chance of approval, please call now to speak to one of our lending specialists.

1300 198 061

Mon-Fri, 9am-6pm

If you can't talk to us right now - schedule a callback

We maintain a strict "no-spam" policy. Your information will be used solely for the purpose of processing your enquiry.

Getting a Car Loan with Bad Credit Rating

If you have a bad credit rating, don't be disappointed - we specialise in bad credit car loans and will be able to assist you.

The biggest issue for a person with a bad credit rating looking for a car loan is that when you go to a bank or another typical lender your application could be declined.

The process has at least 7 criteria you need to meet to get approved; you may comply with 3-4 but fail on the rest.

That's where Car Loans 24/7 steps in.

We will fill in the gaps on the requirements you can't comply with and only then we will take your application to one of our financiers.

We never go to a lender until we are 100% happy with your application.

Don't Make Your Credit Rating Look Worse

You may think it's a good idea to shop around for a better deal.

However, you need to remember that lodging multiple car loan applications in a short period of time is not making your credit report look better.

Furthermore, if you default on a bad credit auto loan, you won't get another one for a long time.

Right Application to the Right Lender

You must be honest with us and provide all information we need to clearly and fully understand your financial problems, so we can present your car loan application in the right way to the right lender, enabling them to truly see your current situation.

After 2-3 easy questions we'll be able to tell you what kind of finance we can get for you.

For example, if you have a small financial problem we, most likely, will be able to get you a standard low interest rate motor vehicle loan through a mainstream lender.

Get Your Loan Approved Today

We arguably have more car finance avenues for bad credit than any other lender in Australia. In the 25 years we have been in operation we have processed thousands of poor credit motor vehicle loans, so rest assured we can also help you.

We say "YES!" to people who are sick of hearing "NO" from banks and financial institutions.

Our job is to assess your financial situation, explore your options and determine which financier is the right choice for you. There is no obligation - the decision is yours.

Simply call us on 1300 198 061 (9am-6pm; Mon-Fri) or fill in the form on the right and one of our consultants will contact you at your convenience.